JACOB A. DOUGLAS, MBA / THE OWNER’S NUMBERS
Your project. A clearer plan.
Offline edition. Your inputs stay on this device. Save a project file to reopen later.
01 / YOUR PROJECT
Can you pay the bills before your client pays you?
This is a made-up example. Change the numbers to yours.
02 / YOUR CASH PLAN
DEPOSIT TO ASK FOR
What if you changed one thing?
Try a change before you ask your client. Your client still needs to agree.
| Option | Extra cash needed | Last client payment |
|---|
When money comes in and goes out
This includes the cash you set aside. When a cost and payment share a date, the cost goes out first, except for the starting deposit.
See the payment dates and amounts
| Day | Money in or out | Cash left |
|---|
03 / YOUR NEXT STEP
What to ask your client
How this plan works
This plan pays 25% of costs at the start, 50% halfway through and 25% at the end. Client payments arrive on the dates in your plan. The late-payment test adds up to 14 days to invoice payment times, capped at 120 days. It does not delay the starting deposit. The plan leaves out tax, borrowing costs, money clients never pay, other projects and costs you did not enter. The price minus entered costs is what is left before other costs. It is not your full profit. Check actual dates and agreed terms before you say yes.
Save a project file to reopen your numbers later. Files stay with you; nothing is uploaded. The cash plan download includes your numbers, options and next step. Nothing is sent to Jacob automatically.
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